Capital Reset Partners restructures merchant cash advance payments for small and mid-sized businesses, whether you have one advance or several, so the payments fit how your business actually earns.
You do not need a stack of funders for the payments to hurt. Most of the businesses we work with come to us with one or two advances.
The payment is taking more than you planned for, and you want relief before a second advance starts to look like the answer.
Where most of our clients startYou took a second advance to cover the first, and now two debits hit the account. We restructure both.
Several funders, overlapping debits. We bring them into one plan the business can carry.
Put in what comes out of your account. Nothing here is saved or sent anywhere.
Based on about 260 business days a year for daily payments.
If even one of these describes your business, your advance is working against you rather than funding you.
None of this means the business is failing. It usually means the payment structure no longer matches how the business actually earns.
Work toward lower daily and weekly obligations so the business has room to operate.
Take the collection calls off your desk and put structure back into how funders are dealt with.
Renegotiate unaffordable advance terms toward a schedule the business can sustain.
Restructure a single advance that is squeezing you, or bring multiple overlapping advances into one clear plan.
Restore predictability so you can plan, hire, and take work on again.
Return to a position where you control the conversation with your funders.
No hidden steps and no surprises. Here is exactly what happens after you reach out.
Tell us where things stand. We look at your advances, your cash flow, and what the business can realistically carry.
We come back with a restructuring approach built around your specific advances, funders, and timeline. You decide whether to move.
We engage the funders directly and work to restructure terms into something the business can operate under.
The goal is a sustainable payment schedule and enough predictability to plan again.
You have probably been called by five people this month. Here is the short version so you know whether to bother with the sixth.
Answered here so you do not have to ask them.
Yes. Most of the businesses we work with have one or two advances, not a stack of them. If the payment is straining your cash flow, that is reason enough to talk. Getting ahead of it early, before a second or third advance enters the picture, usually leaves you with more options.
The initial review is free and there is no obligation attached to it. Fees for the work itself depend on the size and complexity of your position, and they are laid out in writing before anything begins. You will never be asked to agree to something you have not seen the number for.
That depends on your agreements, your funders, and what approach makes sense for your situation, so anyone who answers this with a flat yes or no has not looked at your file. It is one of the first things we go through in the review, and we would rather tell you honestly that restructuring is the wrong move for you than take on a file that does not fit.
The review usually happens within a day or two of reaching out. Everything after that depends on how many advances are involved and how the funders respond, so timelines vary. We will give you a realistic range once we have seen the actual positions rather than a number designed to sound good.
No. What you send us is used to evaluate and work your file. We do not sell or trade your information to lead buyers, funders, or anyone else.
That is a common starting point rather than a disqualifier. Businesses often reach out after things have already gone sideways. Bring the full picture to the review, including anything you would rather not say out loud, because the plan is only as good as what it is built on.
For the initial review, a rough picture is enough: how many advances, roughly what is outstanding, and how often payments come out. If it makes sense to move forward, we will ask for the actual agreements and recent bank statements at that point.
Every review is confidential and free. Tell us where the business stands and we will get back to you within one business day.